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LC Discounting  

LC Discounting

LC (Letter of Credit) Discounting allows businesses to convert future receivables from letters of credit into immediate cash. Decoding Credit provides flexible LC discounting services, helping businesses optimize cash flow and reduce payment delays.

Tailored financing solutions to support businesses in securing the necessary funds for large-scale projects, business expansion, or operational needs. These services focus on helping companies syndicate loans through multiple lenders or offer structured financial solutions that meet both short- and long-term requirements. 


Key Features:


Immediate Cash Access

Convert letters of credit into immediate cash for liquidity needs.

Flexible Terms

Discount LCs at competitive rates to suit your financial needs.

Quick Approval

Fast processing of letters of credit for immediate cash flow..

Minimal Paperwork

Streamlined process with minimal documentation required.



Benefits of Choosing Decoding Credit as an Advisor

Personalized Custom Solutions

Tailored LC discounting services to fit your business needs.

Expert Guidance

Our experienced financial advisors help you structure your growth strategy.

Quick Approvals

Time is money, and we ensure that your application is processed swiftly, with minimal hassle

Easy Documentation

Simple paperwork requirements for fast processing.


What You Need to Apply?

Credit Score and Credit History

structure the Business to maximize its effectiveness in your growth strategy.

Business Financials and Records

Profit & loss statements, balance sheets

Project Proposal

For larger loan amounts

Proof of Business Ownership

Proof of Business Ownership or guarantee may be required

 Letter of Credit

Proof of LC for discounting purposes.

Business Plan​

For larger loan amounts


Who Can Benefit?

Company / Startup Owners

Secure immediate funding through LC discounting to manage cash flow.

Commercial  Building

Improve cash flow by discounting international or domestic LCs.

Exporters and Importers

Discount letters of credit to manage working capital needs

Manufacturing /

Services

Maintain liquidity by converting LCs into cash for operational expenses.


 Discover Financial Excellence.