Trade Credit
Trade Credit allows businesses to defer payment to suppliers while receiving goods and services. This short-term financing solution helps businesses maintain liquidity and manage cash flow without immediate outlays.
Tailored financing solutions to support businesses in securing the necessary funds for large-scale projects, business expansion, or operational needs. These services focus on helping companies syndicate loans through multiple lenders or offer structured financial solutions that meet both short- and long-term requirements.
Key Features:
Deferred Payment Terms
Extend payment terms with suppliers to maintain cash flow
Interest-Free Credit
Trade credit is often offered without interest, reducing costs
Supplier Negotiation
Negotiate better terms with suppliers for longer payment periods .
Flexible Financing
Manage working capital without taking on debt.
Benefits of Choosing Decoding Credit as an Advisor
Negotiation Expertise
We help you secure favorable payment terms from suppliers.
Improved Cash Flow
Maintain liquidity without immediate outflows.
Interest-Free Financing
Trade credit is typically interest-free, reducing costs.
Custom Solutions
Tailored trade credit strategies to meet your business needs.
What You Need to Apply?
Credit Score and Credit History
structure the Business to maximize its effectiveness in your growth strategy.
Business Financials and Records
Profit & loss statements, balance sheets
Project Proposal
For larger loan amounts
Proof of Business Ownership
Proof of Business Ownership or guarantee may be required
Collateral
some form of collateral or guarantee may be required
Business Plan
For larger loan amounts
Who Can Benefit?
Company / Startup Owners
Access short-term financing through trade credit arrangements.
Retailers
Defer payments to suppliers to manage seasonal inventory.
Service Providers
Manage cash flow for large projects with delayed payments.
Manufacturing Companies
Extend payment terms for raw materials and production inputs.