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Term Loan 


Term Loan

Term Loan, a long-term financing option designed to help businesses make substantial investments in their growth. Whether you're looking to expand operations, invest in new equipment, or undertake large-scale projects, a term loan provides the financial support you need with structured repayment over time. 

Tailored financing solutions to support businesses in securing the necessary funds for large-scale projects, business expansion, or operational needs. These services focus on helping companies syndicate loans through multiple lenders or offer structured financial solutions that meet both short- and long-term requirements. 


Key Features:


Flexible Loan Amounts

Borrow amounts tailored to your needs, whether for small capital expenses or large-scale expansions.

Competitive Interest Rates

Benefit from market-leading interest rates that reduce the overall cost of borrowing, ensuring better returns on your investments

Customizable Loan Terms 

We offer flexibility in terms such as repayment schedules and loan tenure to fit your business’s financial situation and goals.

Structured Repayment Plans

Choose from short, medium, or long-term repayment schedules, ensuring your business can comfortably meet obligations.


Benefits of Choosing Decoding Credit as an Advisor

Personalized Loan Solutions

we tailor them to your specific business needs, ensuring you get the best financial solution.

Expert Guidance

Our experienced financial advisors help you structure the loan to maximize its effectiveness in your growth strategy.

Quick Approvals

Time is money, and we ensure that your application is processed swiftly, with minimal hassle

Transparent Terms

No hidden fees, just clear and straightforward terms that you can trust.


What You Need to Apply?

Credit Score and Credit History

structure the Business to maximize its effectiveness in your growth strategy.

Business Financials and Records

Profit & loss statements, balance sheets

Project Proposal

For larger loan amounts

Proof of Business Ownership

Proof of Business Ownership or guarantee may be required

 Collateral

Depending on the nature of the project, some form of collateral or guarantee may be required

Business Plan​

For larger loan amounts


Who Can Benefit?

Company / Startup Owners

businesses needing long term loan, overdraft, equipment loan

Commercial  Building

Avail to get loan with future rent of the building as security?

Real-Estate Developers

loan with no security for manufacturing units upto 5 Cr

Manufacturing /

Services

Avail loan to construct your next project at the lowest interest rate


 Discover Financial Excellence.