Non fund based limits
Non-Fund Based Limits (NFBLs) provide businesses with access to financial instruments that do not involve direct cash disbursement but facilitate trade and project execution. These include instruments like bank guarantees and letters of credit that enhance business credibility and protect against financial risk in transactions. Decoding Credit offers advisory services to help businesses effectively manage their NFBLs and leverage them for growth.
Tailored financing solutions to support businesses in securing the necessary funds for large-scale projects, business expansion, or operational needs. These services focus on helping companies syndicate loans through multiple lenders or offer structured financial solutions that meet both short- and long-term requirements.
Key Features:
Bank Guarantees
Securing financial guarantees from banks for contractual obligations without cash outflows.
Letters of Credit
Facilitating trade by providing payment assurance through LCs, reducing counterparty risk.
Performance Guarantees
Ensuring timely and efficient execution of contracts with guaranteed backing.
Custom Limits
Tailored limits for different types of non-fund based credit as per business requirements.
Benefits of Choosing Decoding Credit as an Advisor
Tailored Solutions
We structure customized NFBLs based on your business needs and growth objectives.
Expert Guidance
Our experienced financial advisors help you structure the loan to maximize its effectiveness in your growth strategy.
Risk Mitigation
NFBLs are designed to minimize financial exposure and contractual risks.
Expert Guidance
Our experienced advisors help you navigate complex instruments like bank guarantees and LCs.
What You Need to Apply?
Credit Score and Credit History
structure the Business to maximize its effectiveness in your growth strategy.
Business Financials and Records
Profit & loss statements, balance sheets
Project Proposal
For larger loan amounts
Proof of Business Ownership
Proof of Business Ownership or guarantee may be required
Collateral
Depending on the nature of the project, some form of collateral or guarantee may be required
Business Plan
For larger loan amounts
Who Can Benefit?
Exporters and Importers
Facilitate international trade with letters of credit and mitigate counterparty risks.
Service Providers
Provide assurance to clients with performance guarantees and financial backing from banks.
Builders & Real-Estate Developers
Secure performance guarantees to ensure contract execution without immediate cash outflow.
Manufacturing Companies
Use bank guarantees to manage supplier contracts and facilitate procurement.